Brand new coastal stilt home with 4+ CAR GARAGE, located only one block from the main Hernando Beach boat ramp with GULF ACCESS. Welcome to your dream home in beautiful Hernando Beach. This brand-new 3-bedroom, 2-bathroom elevated home offers the perfect combination of modern design, functional space, and the relaxed Florida waterfront lifestyle. This NEW CONSTRUCTION HOME INCLUDES THREE COMBINED LOTS TOTALING NEARLY HALF AN ACRE, providing rare extra space and flexibility in one of the area's most desirable coastal communities. Located just minutes from the public boat ramp, this home is ideal for boaters, anglers, and outdoor enthusiasts. Durable composite wood stairs provide access from both the garage and exterior entry. Inside, the open great room floor plan showcases 9-foot ceilings and luxury vinyl plank flooring throughout, creating a bright and modern living space perfect for entertaining. The gourmet kitchen features a large center island, quartz countertops, stainless steel appliances, built-in microwave and refrigerator, custom subway tile backsplash, cast iron farmhouse sink, wood cabinetry, built-in desk area, and a spacious pantry. The dedicated laundry room includes cabinetry along with a front-load washer & dryer for added convenience. The guest bathroom offers a tub/shower combination with floor-to-ceiling custom tile. The spacious primary suite includes a walk-in closet and a luxurious en-suite bathroom with extensive cabinet storage and a floor-to-ceiling tiled snail shower. The expansive 4+ CAR GARAGE spans the entire footprint of the home and offers incredible storage for boats, vehicles, golf carts, and recreational equipment. Features include 8-foot garage doors, 10-foot ceilings, LED lighting, ceiling outlets, and a pre-wired 220-volt outlet for electric vehicle charging. Additional features include hurricane impact windows and elevated construction for added peace of mind. Estimated homeowner's insurance is approximately $1,362/year and flood insurance is approximately $3,520/year. With three lots included, the property offers endless possibilities for boat/RV parking, a future pool, guest house, additional garage, or outdoor entertaining space. Enjoy the Hernando Beach lifestyle with boating, kayaking, paddleboarding, and fishing just minutes away. Conveniently located near Weeki Wachee Springs, shopping, dining, hospitals, and top-rated schools. No HOA, no deed restrictions, and short-term rentals allowed-perfect for full-time living, a vacation home, or investment property. Easy access to the Suncoast Parkway for commuting to Tampa and surrounding areas. Move-in ready new construction in a desirable Gulf access community. Home can be purchased without the two additional lots for $399,900.