RARE 2.75% ASSUMABLE MORTGAGE. There are residences, and then there are private sanctuaries in the sky-homes so rarely available they become part of a city's legacy. Now offered at a compelling new value, this full-floor penthouse at Rowland Place is a singular offering of scale, light, and absolute privacy. Spanning over 7,450 sq. ft. of uninterrupted living space with no shared walls, this is estate living lifted above the city. Arrive by private elevator to a grand salon designed as a private gallery, a chef's kitchen anchored by Wolf and Sub-Zero, and a temperature-controlled wine room. Designed for a life of flex and retreat, the floor plan features dual private offices, a theater-style media area, and a game lounge with a full bar. The primary suite lives as a residence within a home, boasting dual spa-inspired baths, boutique dressing rooms, and a wrap-around sitting room. Four additional guest suites ensure every arrival is indulgent. Reinforcing its rarity, the home includes two private two-car garages (4 total spaces) with EV charging. Beyond the walls, St. Petersburg is your walkable playground-steps from Beach Drive, the St. Pete Pier, and The Dali. With a unique assumable 2.75% interest rate mortgage (approx. $3.6M balance) and a well-managed building with fully funded reserves, this is an irreplaceable financial and lifestyle asset. A true legacy property in the heart of downtown.