MOTIVATED SELLER! SELLER FINANCE AVAILABLE with 20% down. Welcome to waterfront living at its finest in Emerald Pointe, one of Punta Gorda's most sought-after gated communities on Charlotte Harbor. This stunning 3-bedroom, 2-bath third-floor condo delivers breathtaking panoramic harbor views from an expansive wraparound balcony accessible from every room in the residence. Wake up to sunrises over the water, watch sailboats glide through the harbor, and unwind each evening in a setting that feels more like a private resort than a home. Inside, the open layout is anchored by a wood-burning fireplace in the family room, creating a warm gathering space for everyday living and entertaining alike. The eat-in kitchen features a breakfast nook overlooking the bay, while a formal dining area provides space for elegant evenings with guests. A dedicated sitting area offers yet another vantage point to take in the marina views and watch the boats come and go. The oversized primary suite is a true retreat with private balcony access, a large walk-in closet, and a luxurious ensuite bath featuring dual vanities and a jetted garden tub. Spacious guest bedrooms round out the living space, each with balcony access of their own. Emerald Pointe offers an unmatched lifestyle with resort-caliber amenities including a yacht club, clubhouse, multiple pools, tennis courts, pickleball, a fitness center, putting green, game room, and a seasonal on-site restaurant. Boaters will love the private community boat ramp, assigned dock space, and direct access to Charlotte Harbor and the Gulf of Mexico. This is a vibrant, social community with regular events and activities year-round, all within a secure gated setting with 24-hour guard service. Covered ground-level parking beneath the building, a welcoming lobby, and elevator access add everyday convenience. Located just minutes from historic downtown Punta Gorda, you will enjoy world-class dining, boutique shopping, farmers markets, and waterfront nightlife all within a short drive. Whether you are seeking a full-time residence or a seasonal retreat, this is coastal living at its best. Schedule your private showing today.