SAVE HUGE $ ON INSURANCE with this DIRECT GULF-ACCESS (No bridges and ~5 minutes to open water) that is COMPLETELY OUT OF THE AE FLOOD ZONE - meaning FLOOD INSURANCE IS NOT REQUIRED in most cases! This incredible property, located in the prestigious Gulf-access PALACO GRANDE neighborhood, is the ultimate in affordable direct Gulf-access waterfront lifestyle. Add in the newer METAL ROOF (2023) and HURRICANE SHUTTERS (2018), and this property is set up for significant discounts on insurance! The home itself offers a nice flowing split-bedroom floorplan, with emphasis on the waterfront, including a large, screened lanai with a great mix of shaded and sunny spaces. The large, fenced back yard is perfect for pets, and there's plenty of room to add a pool package. The waterfront consists of a newer composite dock and boat lift (2017) as well as a lowered cantilever dock, convenient for launching kayaks and paddleboards. NO FLOODING FROM ANY RECENT HURRICANES - with this high elevation, it wasn't even close. Don't let a rare opportunity like this slip away - schedule a private tour today!

Based on information submitted to Gulf Coast as of May 15, 2026 . All data is obtained from various sources and has not been, and will not be, verified by broker or Gulf Coast. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

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